
Get Approved for Commercial Equipment Financing in as Little as 2 Hours
Finance trucks, trailers, and commercial equipment with flexible terms and fast approvals nationwide.

Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
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Trusted By Transportation & Construction Business Owners Since 1995
Thousands of fleet owners put their trust in CFF each year to help them secure the
commercial equipment they need to grow.
Why Fleet Owners Choose CFF To Compare Equipment Financing
Transportation and construction business owners come to CFF for our fast, hassle-free application process and quick approvals. We understand your industry.
Flexible Amounts & Terms
Whether you need $10k or $1M+, we provide competitive terms from 24–84 months. Our rates often compete head-to-head with your local bank or credit union.
Fast, Application-Only Approvals
We can typically issue approvals up to $500,000 based on a simple application alone, with no hard inquiry showing up on your personal credit report. Get a decision in as little as 2 hours.
Any Equipment, Any Vendor
Finance new or used commercial trucks, trailers, machinery, and construction equipment from any vendor in the US. If it is business essential to generate revenue, we finance it.
Next-Day Funding & Section 179
We can fund your transaction in as little as 24 hours. Plus, your equipment financing payments may be tax-deductible under the Section 179 tax deduction.
Transparent, Zero-Down Options
Most of our approvals are zero down, depending on your credit profile. We believe in doing business with no surprises—all fees are clearly disclosed in an easy-to-read invoice.
Industries We Finance
We specialize in financing commercial equipment across a wide range of industries. Find the right solution for your specific business needs.
Financing Options for Every Business
Whether you're looking to purchase, lease, or refinance, we offer flexible financing solutions tailored specifically to your business needs and financial goals.
Loans
Traditional equipment financing with flexible terms to build equity in your assets.
Leases
Maximize cash flow and keep your options open with our flexible leasing programs.
Private Party
Buy equipment directly from another owner with our secure private party financing.
Dealer Partners
Partner with us to offer your customers fast, reliable equipment financing.
Get Commercial Equipment Financing In 5 Simple Steps
Complete the short online application
Meet your dedicated financing specialist
Review your custom financing options
Finalize your simple agreement
Have your funds deposited or equipment paid for
Let's Make Sure We're
a Good Fit!
Commercial equipment financing offers are designed to help your business grow, but there are minimum requirements that must be met.
Don't meet all of the criteria or have bad credit? Our experienced sales team will look at the complete picture—your industry experience, time in business, and strategic advantages.


Frequently Asked Questions
Everything you need to know about financing commercial equipment with CFF.
Countless types of business equipment can be financed, including but not limited to commercial trucks and trailers, vocational vehicles, machinery, industrial equipment, construction equipment. If it is business essential to generate revenue, we finance it.
24–84 months, based on ticket size, credit profile, and asset life.
Our rates often compete head to head with your local bank or credit union. Yes, we need to review your credit, but you will find our rates highly competitive within the equipment financing industry. In the end, if we aren’t competitive, you don’t have to do business with us.
A completed credit application. We can typically issue approvals up to $500,000 based upon the application alone.
No. We can make a decision without an inquiry showing up on your credit report. This is another example of CFF being a very customer-friendly equipment financing company.
Most of our approvals are zero down, depending on credit profile.
We are fast. We can issue a credit approval within as little as 2 hours, and fund the next day with completed documentation.
In many cases, yes. If the equipment you finance qualifies for the Section 179 tax deduction, you can deduct the monthly payments from your taxable income. However, not all types of equipment are eligible, and certain IRS requirements must be met. So, make sure to consult with your tax professional before making an equipment purchase.
Absolutely. You can finance used equipment with CFF. Used equipment can get the job done right, plus save you money in the process. For these reasons, small business owners opt for used equipment in every industry.
We believe in doing business in a forthcoming manner with no surprises. All fees and charges (usually only a small documentation fee) are disclosed in an easy to read invoice included in your document package.
One key benefit of choosing CFF is that you can finance equipment from any vendor in the United States. Our company works with equipment vendors in almost every industry, so we know how to accelerate the process and save you time. Once you have picked a vendor, select the equipment you want and let us know how much it costs, and we will do the rest.
Yes! Our experienced sales team will take time to understand, not only your credit profile, but your industry experience, time in business, your business’s strategic advantages, and other factors that have a direct impact on your business’s success.
You insure your equipment against loss including property and casualty coverage, and liability. Most clients simply add their new or replacement equipment to their existing policy.
Get Approved for Equipment Financing Today
Complete our simple application to compare your commercial equipment financing options. No commitment required.
- Flexible loan and lease options
- Approvals in as little as 2 hours
- Terms up to 84 months
- Dedicated financing specialist
The form on the right is for pre-qualification. No SSN required.
Get Pre-Qualified
Tell us about your business and a specialist will reach out shortly.
* As low as zero down financing with approved credit.
Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located. Certain products may not be available in all states or to all customers. Commercial equipment financing, loans, and leases are offered or brokered by Commercial Fleet Financing, Inc. and its financing network.












